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Responsibility

We agree to incur liability

Regardless of the activity your company is engaged in, there is always the risk of unintentional harm to third parties. Current legislation requires full compensation for damage to third parties and environment. The amounts of damage may be very significant and seriously influence the financial condition of the enterprise. The practice of court settlement of third party claims against the enterprises, which have caused the damage, is common for modern business. Therefore, more and more enterprises decide to insure their liability on a voluntary basis.

Insurance policy is a reliable protection of the company's budget from incidental expenses in case of third party claims related to damage caused to them.

The insurance objects are represented by the property interests of the insurant, which are related to his liability to compensate for harm to life, health or property of third parties as a result of activities performed by the insurant, and which are provided for by the civil legislation of the Republic of Belarus.

We offer insurance of:

  • liability of organizations engaged in activities, which create increased danger to others, for the harm caused to the lives, health or property of the victims, as well as a result of environmental pollution;
  • professional liability of private notaries, architects, engineers, accountants, doctors, pharmacists, pharmaceutists, customs agents, insurance brokers, barbers, equipment operators in the sphere of dry -cleaning, retrievers of vehicles, patent solicitors in case of harm caused to the lives, health and/or property of third parties in the process of performance of professional activities;
  • civil liability and expenses incurred with regard to damage caused by defective goods (works, services);
  • civil liability of contractors (subcontractors) to third parties for harm caused to the lives, health and (or) property (including environment) of third parties during construction, installation and commissioning works;
  • general civil liability of organizations involved in maintenance and operation of buildings, public catering and trade enterprises, hotels, swimming pools, sports clubs as a result of harm to life, health, property of third parties in the process of performance of statutory activities.

The specific activity, for which the insurance coverage is provided, is stipulated in the insurance policy.

Subject to agreement of the parties, the insurance policy provides for insurance amounts (liability limits), which limit the amounts payable as insurance compensation.

In case of liability insurance, we compensate for the damage, as well as for legal fees and other expenses incurred to settle such claims. Besides, we pay compensation in cases provided for by the insurance policy, settle third party claims directly without involvement of the insurant.

How to obtain the policy?

Just call the corporate sales manager by dialing (017) 209 43 27 or contact our affiliates. A qualified expert will answer all your questions. We appreciate your time and we are ready to come to your office to do the paperwork.

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