Transportations with a guarantee

The activities of the carriers always presuppose certain risks. Insurance of the carrier’s liability helps to avoid unexpected losses arising within the framework of carriers’ civil liability.

We conclude liability insurance contracts with the carriers engaged in transportation of goods with the help of motor vehicles on the territory of the Republic of Belarus and foreign countries in accordance with the:

• International Convention “On the Contract for the International Carriage of Goods by Road dated 1956 (CMR) for international road transportations;
• requirements provided for by the “European Agreement concerning the International Carriage of Dangerous Goods by Road (ADR, Geneva 1957) and applied to international carriage of hazardous waste - in accordance with the “Basel Convention on the Control of Transboundary Movement of Hazardous Wastes and Their Disposal (Basel, 1989);
• requirements provided for by the national legislation of the countries, through the territory of which the goods are transported.

We offer the customer to choose from three options of the carrier’s liability insurance:

1. "Declaration for a certain period": the insurance coverage applies to all cargo transportations within the validity period of the insurance policy. The insurant shall periodically submit information on the actual freight volume (declaration of all cargo transportations that began during the reporting period).
2. "Obligatory declaration of each cargo transportation": insurance coverage applies only to shipments registered (declared) before they began. The declaration should be submitted to the insurer not later than the day preceding the day of cargo acceptance for transportation. Acceptance of cargo transportation for insurance shall be confirmed by our representative’s signature and seal attached to the declaration.
3. "Fixed annual fee for each vehicle": insurance coverage applies to all cargo transportations during the validity period of the insurance contract performed by means of using the vehicles specified in the policy. In this case, the insurant shall not be obliged to submit information about the actual freight volume for the insurance period.

Depending on the type of cargo transportation, the insurance coverage may include the risks of:

• loss and/or damage of cargo, including loss of cargo as a result of its provision to an unauthorized recipient;
• financial losses as a result of delay in delivery of goods accepted for transportation in accordance with the CMR Convention;
• liability to the customs authorities in connection with payment of customs duties (except for the violations, to which the Customs Convention on the International Transport of Goods under Cover of TIR Carnets (TIR Convention 1975) applies);
• causing harm to the lives, health, property of third parties during the cargo transportation.

The insurance policy value depends on the insurance option selected as well as on the liability limit, risks included in the insurance coverage, type of cargo etc.

We offer discounts:

• in case you have references or you are a member of BAMAP (Belarusian Association of International Motor Carriers) - 10%;
• in case when the forwarder coordinates the activity of the carrier, which has concluded the liability insurance contract with our company - 10%;
• to the companies, which are the members of a group/holding, and which conclude insurance contracts with our company - from 10% up to 25%;
• to the companies with sustainable business reputation - 15%;
• to international carriers in case of stop-loss insurance (including with other insurance companies) - up to 30%.

Our advantages:

• optimum ratio of the value and volume of insurance coverage;
• years of experience of cargo transportation insurance;
• cooperation with reliable emergency commissioners providing their services in case of origination of an insurance event: CJSC "Cunningham Lindsey Russia", LLC "Marinex-ITS/International loss adjusters and surveyors", LLC "Lars Krogius Baltic";
• extremely convenient services: 24-hour Russian-speaking call-center, by contacting which you will get expert advice on the actions in case of origination of an insurance event;
• high quality and timely settlement of losses: cargo inspection not later than during three hours since the driver contacts the call-center, organization of cargo protection on the scene of an accident, cooperation with law enforcement and customs authorities, towing of the damaged vehicle, calculation, transshipment, re-sorting of damaged cargo and assistance in selling the damaged goods;
• guarantees of insurance coverage reliability - significant amount of own funds and efficient reinsurance system;
• possibility to pay for the  insurance policy in installments;
• flexible system of tariff rates and discounts;
• amounts of insurance premiums paid by a legal entity with regard to insurance of the carrier’s liability are included in the costs of manufacture and sale of products, goods (works, services) accounted for in the process of taxation (Decree of the President of the Republic of Belarus No 280 dated May 19, 2008).

How to obtain the policy?

Just call the corporate sales manager by dialing (017) 209 43 27 or contact our affiliates. A qualified expert will answer all your questions. We appreciate your time and we are ready to come to your office to do the paperwork.